Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$243,488	$243,488	$273,600
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$30,112	$0
Funding fee	$0	$0	$0
Note rate	6.610%	6.610%	7.400%
Blended rate	7.460%	7.629%	7.640%
1st payment	$1,626.27	$1,626.27	$1,894.35
2nd payment	$0.00	$225.84	$0.00
Taxes / mo	$420.42	$420.42	$420.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$180.18	$180.18	$54.72
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,376.87	$2,602.71	$2,519.49
Cash to close	$60,512	$30,400	$30,400