Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$246,377$246,377$396,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$149,623$0
Funding fee$0$0$0
Note rate3.130%3.130%7.400%
Blended rate3.980%5.499%7.640%
1st payment$1,220.56$1,220.56$2,741.82
2nd payment$0.00$997.49$0.00
Taxes / mo$183.00$183.00$183.00
Insurance / mo$150.00$150.00$150.00
MI / mo$201.70$201.70$79.20
HOA / mo$15.00$15.00$15.00
Total monthly$1,770.26$2,767.74$3,169.02
Cash to close$193,623$44,000$44,000