Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$269,063$269,063$333,000
Remaining term (yrs)26.426.430.0
Secondary amount$0$63,937$0
Funding fee$0$0$0
Note rate6.130%6.130%7.400%
Blended rate6.680%7.125%7.640%
1st payment$1,713.44$1,713.44$2,305.62
2nd payment$0.00$479.53$0.00
Taxes / mo$540.33$540.33$540.33
Insurance / mo$150.00$150.00$150.00
MI / mo$129.18$129.18$66.60
HOA / mo$33.00$33.00$33.00
Total monthly$2,565.96$3,045.49$3,095.56
Cash to close$100,937$37,000$37,000