Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$91,249	$91,249	$188,550
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$97,301	$0
Funding fee	$0	$0	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.920%	7.025%	7.640%
1st payment	$511.93	$511.93	$1,305.48
2nd payment	$0.00	$729.75	$0.00
Taxes / mo	$103.75	$103.75	$103.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$75.32	$75.32	$37.71
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$840.99	$1,570.75	$1,596.94
Cash to close	$118,251	$20,950	$20,950