Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,039$434,039$719,100
Remaining term (yrs)24.624.630.0
Secondary amount$0$285,061$0
Funding fee$2,170$2,170$0
Note rate2.960%2.960%7.400%
Blended rate2.960%4.859%7.640%
1st payment$2,063.24$2,063.24$4,978.90
2nd payment$0.00$1,841.02$0.00
Taxes / mo$812.08$812.08$812.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.82
HOA / mo$565.00$565.00$565.00
Total monthly$3,656.99$5,498.00$6,716.47
Cash to close$364,961$79,900$79,900