Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$147,925$147,925$292,500
Remaining term (yrs)19.919.930.0
Secondary amount$0$144,575$0
Funding fee$740$740$0
Note rate3.430%3.430%7.400%
Blended rate3.430%5.689%7.640%
1st payment$852.59$852.59$2,025.21
2nd payment$0.00$963.83$0.00
Taxes / mo$120.58$120.58$120.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$320.00$320.00$320.00
Total monthly$1,443.18$2,407.01$2,674.29
Cash to close$177,075$32,500$32,500