Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$274,613$274,613$309,600
Remaining term (yrs)27.927.930.0
Secondary amount$0$34,987$0
Funding fee$0$0$0
Note rate6.730%6.730%7.400%
Blended rate7.280%7.474%7.640%
1st payment$1,817.73$1,817.73$2,143.61
2nd payment$0.00$262.41$0.00
Taxes / mo$286.67$286.67$286.67
Insurance / mo$150.00$150.00$150.00
MI / mo$128.71$128.71$61.92
HOA / mo$7.08$7.08$7.08
Total monthly$2,390.19$2,652.59$2,649.27
Cash to close$69,387$34,400$34,400