Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$583,958$583,958$764,910
Remaining term (yrs)25.925.930.0
Secondary amount$0$180,952$0
Funding fee$2,920$2,920$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.878%7.640%
1st payment$3,424.12$3,424.12$5,296.08
2nd payment$0.00$1,206.35$0.00
Taxes / mo$945.58$945.58$945.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$152.98
HOA / mo$11.25$11.25$11.25
Total monthly$4,597.62$5,803.96$6,622.56
Cash to close$265,942$84,990$84,990