Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$190,236	$190,236	$296,991
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$106,755	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	5.329%	7.640%
1st payment	$906.27	$906.27	$2,056.31
2nd payment	$0.00	$711.70	$0.00
Taxes / mo	$122.50	$122.50	$122.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.65	$152.65	$59.40
HOA / mo	$190.00	$190.00	$190.00
Total monthly	$1,521.42	$2,233.12	$2,578.20
Cash to close	$139,754	$32,999	$32,999