Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$320,283	$320,283	$351,000
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$30,717	$0
Funding fee	$1,601	$1,601	$0
Note rate	7.230%	7.230%	7.400%
Blended rate	7.230%	7.385%	7.640%
1st payment	$2,248.95	$2,248.95	$2,430.25
2nd payment	$0.00	$230.38	$0.00
Taxes / mo	$767.33	$767.33	$767.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.20
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$3,196.29	$3,426.66	$3,447.79
Cash to close	$69,717	$39,000	$39,000