Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$396,875$396,875$485,100
Remaining term (yrs)29.329.330.0
Secondary amount$0$88,225$0
Funding fee$0$0$0
Note rate6.150%6.150%7.400%
Blended rate6.700%7.118%7.640%
1st payment$2,434.62$2,434.62$3,358.73
2nd payment$0.00$661.69$0.00
Taxes / mo$196.67$196.67$196.67
Insurance / mo$166.67$166.67$166.67
MI / mo$183.16$183.16$97.02
HOA / mo$231.00$231.00$231.00
Total monthly$3,212.11$3,873.80$4,050.09
Cash to close$142,125$53,900$53,900