Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$226,714$226,714$328,500
Remaining term (yrs)23.723.730.0
Secondary amount$0$101,786$0
Funding fee$1,134$1,134$0
Note rate3.260%3.260%7.400%
Blended rate3.260%4.729%7.640%
1st payment$1,141.16$1,141.16$2,274.47
2nd payment$0.00$678.57$0.00
Taxes / mo$873.92$873.92$873.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,165.08$2,843.66$3,364.08
Cash to close$138,286$36,500$36,500