Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$121,637	$121,637	$315,000
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$193,363	$0
Funding fee	$0	$0	$0
Note rate	3.580%	3.580%	7.400%
Blended rate	4.430%	6.621%	7.640%
1st payment	$712.49	$712.49	$2,181.00
2nd payment	$0.00	$1,289.09	$0.00
Taxes / mo	$100.00	$100.00	$100.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.28	$111.28	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,073.77	$2,362.86	$2,494.00
Cash to close	$228,363	$35,000	$35,000