Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$651,281	$651,281	$918,000
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$266,719	$0
Funding fee	$3,256	$3,256	$0
Note rate	7.220%	7.220%	7.400%
Blended rate	7.220%	7.374%	7.640%
1st payment	$4,555.38	$4,555.38	$6,356.05
2nd payment	$0.00	$1,722.56	$0.00
Taxes / mo	$343.92	$343.92	$343.92
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$183.60
HOA / mo	$138.00	$138.00	$138.00
Total monthly	$5,253.96	$6,976.52	$7,238.23
Cash to close	$368,719	$102,000	$102,000