Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,345$207,345$409,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$202,155$0
Funding fee$1,037$1,037$0
Note rate3.180%3.180%7.400%
Blended rate3.180%5.436%7.640%
1st payment$1,009.41$1,009.41$2,835.30
2nd payment$0.00$1,305.58$0.00
Taxes / mo$223.08$223.08$223.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.90
HOA / mo$47.00$47.00$47.00
Total monthly$1,446.16$2,751.75$3,353.95
Cash to close$247,655$45,500$45,500