Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$176,010$176,010$197,910
Remaining term (yrs)26.826.830.0
Secondary amount$0$32,895$0
Funding fee$0$0$0
Note rate6.710%6.710%7.400%
Blended rate7.260%7.987%7.640%
1st payment$1,178.84$1,178.84$1,370.29
2nd payment$0.00$325.52$0.00
Taxes / mo$170.58$170.58$170.58
Insurance / mo$150.00$150.00$150.00
MI / mo$83.65$83.65$39.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,583.07$1,908.59$1,730.45
Cash to close$43,890$10,995$21,990