Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$202,752	$202,752	$247,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$44,748	$0
Funding fee	$0	$0	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	4.030%	4.929%	7.640%
1st payment	$987.05	$987.05	$1,713.64
2nd payment	$0.00	$335.61	$0.00
Taxes / mo	$250.00	$250.00	$250.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$162.08	$162.08	$49.50
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,649.13	$1,984.74	$2,263.14
Cash to close	$72,248	$27,500	$27,500