Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$357,710$357,710$378,000
Remaining term (yrs)25.825.830.0
Secondary amount$0$41,290$0
Funding fee$0$0$0
Note rate5.230%5.230%7.400%
Blended rate6.080%6.680%7.640%
1st payment$2,102.79$2,102.79$2,617.20
2nd payment$0.00$408.60$0.00
Taxes / mo$439.08$439.08$439.08
Insurance / mo$150.00$150.00$150.00
MI / mo$270.34$270.34$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,962.21$3,370.81$3,281.88
Cash to close$62,290$21,000$42,000