Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$51,239	$51,239	$175,500
Remaining term (yrs)	15.4	15.4	30.0
Secondary amount	$0	$124,261	$0
Funding fee	$256	$256	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	3.920%	6.809%	7.640%
1st payment	$368.02	$368.02	$1,215.13
2nd payment	$0.00	$828.41	$0.00
Taxes / mo	$72.33	$72.33	$72.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$35.10
HOA / mo	$365.00	$365.00	$365.00
Total monthly	$955.36	$1,783.77	$1,837.56
Cash to close	$143,761	$19,500	$19,500