Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$72,465$72,465$296,910
Remaining term (yrs)17.017.030.0
Secondary amount$0$224,445$0
Funding fee$362$362$0
Note rate2.870%2.870%7.400%
Blended rate2.870%6.559%7.640%
1st payment$447.61$447.61$2,055.74
2nd payment$0.00$1,449.54$0.00
Taxes / mo$113.67$113.67$113.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.38
HOA / mo$0.00$0.00$0.00
Total monthly$711.28$2,160.82$2,378.79
Cash to close$257,435$32,990$32,990