Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$389,466$389,466$427,500
Remaining term (yrs)29.029.030.0
Secondary amount$0$38,034$0
Funding fee$0$0$0
Note rate6.630%6.630%7.400%
Blended rate7.180%7.342%7.640%
1st payment$2,520.20$2,520.20$2,959.92
2nd payment$0.00$285.26$0.00
Taxes / mo$153.00$153.00$153.00
Insurance / mo$166.67$166.67$166.67
MI / mo$180.30$180.30$85.50
HOA / mo$83.00$83.00$83.00
Total monthly$3,103.17$3,388.43$3,448.09
Cash to close$85,534$47,500$47,500