Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$371,327	$371,327	$562,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$191,173	$0
Funding fee	$1,857	$1,857	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	3.450%	4.996%	7.640%
1st payment	$1,826.18	$1,826.18	$3,894.64
2nd payment	$0.00	$1,274.49	$0.00
Taxes / mo	$410.50	$410.50	$410.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$112.50
HOA / mo	$35.00	$35.00	$35.00
Total monthly	$2,438.34	$3,712.83	$4,619.30
Cash to close	$253,673	$62,500	$62,500