Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$288,142$288,142$328,410
Remaining term (yrs)29.429.430.0
Secondary amount$0$40,268$0
Funding fee$0$0$0
Note rate6.090%6.090%7.400%
Blended rate6.640%6.929%7.640%
1st payment$1,754.70$1,754.70$2,273.84
2nd payment$0.00$302.01$0.00
Taxes / mo$164.00$164.00$164.00
Insurance / mo$150.00$150.00$150.00
MI / mo$132.86$132.86$65.68
HOA / mo$58.00$58.00$58.00
Total monthly$2,259.56$2,561.56$2,711.53
Cash to close$76,758$36,490$36,490