Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$616,324$616,324$719,955
Remaining term (yrs)25.125.130.0
Secondary amount$0$103,631$0
Funding fee$3,082$3,082$0
Note rate3.010%3.010%7.400%
Blended rate3.010%3.728%7.640%
1st payment$2,906.46$2,906.46$4,984.82
2nd payment$0.00$690.88$0.00
Taxes / mo$487.17$487.17$487.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.99
HOA / mo$67.00$67.00$67.00
Total monthly$3,677.29$4,368.17$5,899.65
Cash to close$183,626$79,995$79,995