Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$461,884	$461,884	$481,500
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$46,366	$0
Funding fee	$0	$0	$0
Note rate	7.490%	7.490%	7.400%
Blended rate	8.040%	8.390%	7.640%
1st payment	$3,319.57	$3,319.57	$3,333.81
2nd payment	$0.00	$458.83	$0.00
Taxes / mo	$451.67	$451.67	$451.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$217.81	$217.81	$96.30
HOA / mo	$109.00	$109.00	$109.00
Total monthly	$4,264.72	$4,723.55	$4,157.44
Cash to close	$73,116	$26,750	$53,500