Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$219,149	$219,149	$330,300
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$111,151	$0
Funding fee	$0	$0	$0
Note rate	3.210%	3.210%	7.400%
Blended rate	4.060%	5.386%	7.640%
1st payment	$1,094.81	$1,094.81	$2,286.93
2nd payment	$0.00	$741.01	$0.00
Taxes / mo	$293.17	$293.17	$293.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$179.09	$179.09	$66.06
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,717.07	$2,458.08	$2,796.16
Cash to close	$147,851	$36,700	$36,700