Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$451,019$451,019$458,999
Remaining term (yrs)26.926.930.0
Secondary amount$0$33,480$0
Funding fee$0$0$0
Note rate6.960%6.960%7.400%
Blended rate7.510%7.812%7.640%
1st payment$3,090.43$3,090.43$3,178.02
2nd payment$0.00$331.31$0.00
Taxes / mo$519.50$519.50$519.50
Insurance / mo$166.67$166.67$166.67
MI / mo$213.76$213.76$91.80
HOA / mo$35.00$35.00$35.00
Total monthly$4,025.36$4,356.67$3,990.98
Cash to close$58,980$25,500$51,000