Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$469,779$469,779$494,996
Remaining term (yrs)27.027.030.0
Secondary amount$0$25,216$0
Funding fee$0$0$0
Note rate7.310%7.310%7.400%
Blended rate7.860%7.918%7.640%
1st payment$3,320.22$3,320.22$3,427.25
2nd payment$0.00$189.12$0.00
Taxes / mo$459.50$459.50$459.50
Insurance / mo$166.67$166.67$166.67
MI / mo$221.75$221.75$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,168.14$4,357.26$4,152.41
Cash to close$80,216$55,000$55,000