Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$118,728$118,728$153,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$34,272$0
Funding fee$594$594$0
Note rate2.960%2.960%7.400%
Blended rate2.960%4.313%7.640%
1st payment$574.99$574.99$1,059.34
2nd payment$0.00$257.04$0.00
Taxes / mo$492.50$492.50$492.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$30.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,217.49$1,474.53$1,732.44
Cash to close$51,272$17,000$17,000