Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$405,268	$405,268	$661,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$256,232	$0
Funding fee	$2,026	$2,026	$0
Note rate	3.110%	3.110%	7.400%
Blended rate	3.110%	4.907%	7.640%
1st payment	$1,924.02	$1,924.02	$4,580.09
2nd payment	$0.00	$1,654.83	$0.00
Taxes / mo	$443.08	$443.08	$443.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$132.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,583.77	$4,238.60	$5,372.14
Cash to close	$329,732	$73,500	$73,500