Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$391,371$391,371$405,000
Remaining term (yrs)27.527.530.0
Secondary amount$0$36,129$0
Funding fee$0$0$0
Note rate6.640%6.640%7.400%
Blended rate7.190%7.586%7.640%
1st payment$2,581.08$2,581.08$2,804.14
2nd payment$0.00$357.53$0.00
Taxes / mo$176.92$176.92$176.92
Insurance / mo$150.00$150.00$150.00
MI / mo$184.47$184.47$81.00
HOA / mo$95.00$95.00$95.00
Total monthly$3,187.47$3,545.00$3,307.05
Cash to close$58,629$22,500$45,000