Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$291,365$291,365$436,500
Remaining term (yrs)28.428.430.0
Secondary amount$0$145,135$0
Funding fee$1,457$1,457$0
Note rate6.950%6.950%7.400%
Blended rate6.950%7.299%7.640%
1st payment$1,959.37$1,959.37$3,022.24
2nd payment$0.00$967.56$0.00
Taxes / mo$302.25$302.25$302.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,428.28$3,395.85$3,578.45
Cash to close$193,635$48,500$48,500