Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$18,252	$18,252	$323,910
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$305,658	$0
Funding fee	$0	$0	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.900%	7.533%	7.640%
1st payment	$99.59	$99.59	$2,242.69
2nd payment	$0.00	$1,974.04	$0.00
Taxes / mo	$125.42	$125.42	$125.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$15.18	$15.18	$64.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$390.19	$2,364.23	$2,582.89
Cash to close	$341,648	$35,990	$35,990