Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$228,232	$228,232	$262,800
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$34,568	$0
Funding fee	$1,141	$1,141	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	3.680%	4.380%	7.640%
1st payment	$1,212.99	$1,212.99	$1,819.57
2nd payment	$0.00	$259.26	$0.00
Taxes / mo	$267.33	$267.33	$267.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.56
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,630.32	$1,889.58	$2,289.47
Cash to close	$63,768	$29,200	$29,200