Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$43,565	$43,565	$260,100
Remaining term (yrs)	7.4	7.4	30.0
Secondary amount	$0	$216,535	$0
Funding fee	$0	$0	$0
Note rate	5.610%	5.610%	7.400%
Blended rate	6.460%	7.534%	7.640%
1st payment	$594.12	$594.12	$1,800.88
2nd payment	$0.00	$1,398.46	$0.00
Taxes / mo	$59.75	$59.75	$59.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$73.23	$73.23	$52.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$877.09	$2,275.55	$2,062.65
Cash to close	$245,435	$28,900	$28,900