Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$434,580	$434,580	$472,500
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$37,920	$0
Funding fee	$2,167	$2,167	$0
Note rate	4.875%	4.875%	7.400%
Blended rate	4.875%	5.207%	7.640%
1st payment	$2,341.22	$2,341.22	$3,271.49
2nd payment	$0.00	$284.40	$0.00
Taxes / mo	$195.83	$195.83	$195.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$253.00	$253.00	$253.00
Total monthly	$2,956.72	$3,241.12	$3,981.49
Cash to close	$90,420	$52,500	$52,500