Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$137,366	$137,366	$251,955
Remaining term (yrs)	20.8	20.8	30.0
Secondary amount	$0	$114,589	$0
Funding fee	$687	$687	$0
Note rate	3.890%	3.890%	7.400%
Blended rate	3.890%	5.759%	7.640%
1st payment	$800.63	$800.63	$1,744.49
2nd payment	$0.00	$763.93	$0.00
Taxes / mo	$617.17	$617.17	$617.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$50.39
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,567.79	$2,331.72	$2,562.04
Cash to close	$142,584	$27,995	$27,995