Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,693$366,693$396,000
Remaining term (yrs)25.725.730.0
Secondary amount$0$29,307$0
Funding fee$1,833$1,833$0
Note rate5.100%5.100%7.400%
Blended rate5.100%5.389%7.640%
1st payment$2,130.63$2,130.63$2,741.82
2nd payment$0.00$219.80$0.00
Taxes / mo$366.67$366.67$366.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$443.00$443.00$443.00
Total monthly$3,090.30$3,310.10$3,780.69
Cash to close$73,307$44,000$44,000