Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$221,706	$221,706	$539,100
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$317,394	$0
Funding fee	$0	$0	$0
Note rate	4.400%	4.400%	7.400%
Blended rate	5.250%	6.722%	7.640%
1st payment	$1,324.25	$1,324.25	$3,732.62
2nd payment	$0.00	$2,049.83	$0.00
Taxes / mo	$152.08	$152.08	$152.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$187.32	$187.32	$107.82
HOA / mo	$4.17	$4.17	$4.17
Total monthly	$1,834.49	$3,884.32	$4,163.36
Cash to close	$377,294	$59,900	$59,900