Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$429,063	$427,499
Remaining term (yrs)	28.6	30.0
Secondary amount	$0	$0
Funding fee	$2,145	$0
Note rate	4.990%	7.400%
Blended rate	4.990%	7.640%
1st payment	$2,344.26	$2,959.92
2nd payment	$0.00	$0.00
Taxes / mo	$95.92	$95.92
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$85.50
HOA / mo	$56.00	$56.00
Total monthly	$2,662.85	$3,364.00
Cash to close	$45,936	$47,500