Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$196,165	$196,165	$341,100
Remaining term (yrs)	20.8	20.8	30.0
Secondary amount	$0	$144,935	$0
Funding fee	$0	$0	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	4.750%	6.131%	7.640%
1st payment	$1,144.37	$1,144.37	$2,361.71
2nd payment	$0.00	$966.23	$0.00
Taxes / mo	$299.83	$299.83	$299.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$171.86	$171.86	$68.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,766.06	$2,732.29	$2,879.76
Cash to close	$182,835	$37,900	$37,900