Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$960,687	$960,687	$1,305,000
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$344,313	$0
Funding fee	$4,803	$4,803	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.350%	6.719%	7.640%
1st payment	$6,116.58	$6,116.58	$9,035.56
2nd payment	$0.00	$2,223.69	$0.00
Taxes / mo	$637.83	$637.83	$637.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$261.00
HOA / mo	$162.00	$162.00	$162.00
Total monthly	$7,133.08	$9,356.77	$10,313.06
Cash to close	$489,313	$145,000	$145,000