Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$345,798$345,798$399,510
Remaining term (yrs)25.025.030.0
Secondary amount$0$53,712$0
Funding fee$1,729$1,729$0
Note rate2.870%2.870%7.400%
Blended rate2.870%3.694%7.640%
1st payment$1,612.85$1,612.85$2,766.13
2nd payment$0.00$402.84$0.00
Taxes / mo$371.50$371.50$371.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.90
HOA / mo$254.00$254.00$254.00
Total monthly$2,388.35$2,791.19$3,621.53
Cash to close$98,102$44,390$44,390