Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$149,491	$149,491	$224,955
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$75,464	$0
Funding fee	$747	$747	$0
Note rate	4.370%	4.370%	7.400%
Blended rate	4.370%	5.923%	7.640%
1st payment	$868.81	$868.81	$1,557.54
2nd payment	$0.00	$565.98	$0.00
Taxes / mo	$550.58	$550.58	$550.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.99
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,569.40	$2,135.38	$2,303.12
Cash to close	$100,459	$24,995	$24,995