Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$349,460	$349,460	$539,100
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$189,640	$0
Funding fee	$1,747	$1,747	$0
Note rate	6.650%	6.650%	7.400%
Blended rate	6.650%	7.125%	7.640%
1st payment	$2,278.98	$2,278.98	$3,732.62
2nd payment	$0.00	$1,264.27	$0.00
Taxes / mo	$499.17	$499.17	$499.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,944.81	$4,209.08	$4,506.27
Cash to close	$249,540	$59,900	$59,900