Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$44,148	$44,148	$297,000
Remaining term (yrs)	7.0	7.0	30.0
Secondary amount	$0	$252,852	$0
Funding fee	$0	$0	$0
Note rate	6.280%	6.280%	7.400%
Blended rate	7.130%	7.658%	7.640%
1st payment	$644.78	$644.78	$2,056.37
2nd payment	$0.00	$1,633.00	$0.00
Taxes / mo	$453.58	$453.58	$453.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$73.94	$73.94	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,322.30	$2,955.31	$2,719.35
Cash to close	$285,852	$33,000	$33,000