Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$661,876$661,876$1,168,200
Remaining term (yrs)23.923.930.0
Secondary amount$0$506,324$0
Funding fee$3,309$3,309$0
Note rate2.990%2.990%7.400%
Blended rate2.990%5.053%7.640%
1st payment$3,223.29$3,223.29$8,088.38
2nd payment$0.00$3,270.01$0.00
Taxes / mo$1,081.67$1,081.67$1,081.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$233.64
HOA / mo$16.08$16.08$16.08
Total monthly$4,537.71$7,807.72$9,636.43
Cash to close$636,124$129,800$129,800