Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$128,646	$130,500
Remaining term (yrs)	29.6	30.0
Secondary amount	$0	$0
Funding fee	$643	$0
Note rate	6.460%	7.400%
Blended rate	6.460%	7.640%
1st payment	$811.98	$903.56
2nd payment	$0.00	$0.00
Taxes / mo	$68.33	$68.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$26.10
HOA / mo	$300.00	$300.00
Total monthly	$1,330.31	$1,447.99
Cash to close	$16,354	$14,500