Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$198,867	$198,867	$413,100
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$214,233	$0
Funding fee	$0	$0	$0
Note rate	3.910%	3.910%	7.400%
Blended rate	4.760%	6.311%	7.640%
1st payment	$1,226.49	$1,226.49	$2,860.22
2nd payment	$0.00	$1,383.59	$0.00
Taxes / mo	$383.58	$383.58	$383.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$183.97	$183.97	$82.62
HOA / mo	$305.00	$305.00	$305.00
Total monthly	$2,265.70	$3,649.29	$3,798.09
Cash to close	$260,133	$45,900	$45,900