Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$281,232$281,232$328,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$47,268$0
Funding fee$1,406$1,406$0
Note rate3.100%3.100%7.400%
Blended rate3.100%3.949%7.640%
1st payment$1,336.56$1,336.56$2,274.47
2nd payment$0.00$354.51$0.00
Taxes / mo$221.67$221.67$221.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$31.92$31.92$31.92
Total monthly$1,740.15$2,094.66$2,743.75
Cash to close$83,768$36,500$36,500